Budget Planner
Where every rupee of your monthly income goes.
Income / mo
₹1,00,000
Needs
50% of income
₹50,000
Investments
25% of income
₹25,000
Surplus
25% of income
₹25,000
Savings Rate
You save 50% of your income
Top-tier FIRE pace. Keep it up.
Tight (<20%)Workable (20%)Strong (30%)FIRE (50%)
FIRE SIP needed
₹27,370
Monthly investment to retire at age 45. You currently invest ₹25,000 — a ₹2,370 gap.
Quick wins
Shift ₹2,370 from surplus to SIP
Closes your FIRE investment gap and accelerates retirement.
₹25,000 surplus available
Allocate it to lifestyle goals — vacations, gadgets, downpayments — without touching your FIRE plan.
You're in the top tier
50%+ savings rate is the FIRE gold standard. Stay consistent and you'll retire well ahead of plan.