Income
The same income & expense as your FIRE Calculator — see what's left to invest, and put it to work.
You earn ₹1,00,000, spend ₹87,500 on needs, invest ₹25,000 in SIPs — that's ₹12,500 over your income.
Your income
This is the exact income your FIRE Calculator uses.
Edited here or in the FIRE Calculator — always the same number.
Monthly income
₹1,00,000
₹12,00,000 / year
Where it goes
Expense matches your FIRE Calculator. Goals and loan EMIs add to your needs.
SIP + surplus ÷ income · aim 20%+
Living expense
Same field as FIRE Calculator
Total needs
₹87,500
Current SIP
₹25,000
from Investments
Over budget
₹0
Investment breakdown
How your monthly SIP is split across equity caps — no FD/debt.
Monthly investment: ₹25,000
Your current SIPs — from the Investments page
50/30/20 — Large / Mid / Small cap
In 20 years your SIP becomes
₹4,41,48,499
At 12.4% blended p.a. with 8% yearly step-up.
Split ₹25,000/mo as
~12.4% p.a.Large Cap
50% · 11% p.a.
₹12,500
Mid Cap
30% · 13% p.a.
₹7,500
Small Cap
20% · 15% p.a.
₹5,000
A suggested split for the ₹25,000 you already invest each month.
Your plan at a glance
Monthly income
₹1,00,000
Living expense
50% of income
₹50,000
Goals
1 goal
₹37,500
Loan EMIs
none
₹0
Total needs
₹87,500
Monthly SIP
₹25,000
Large Cap
50% · 11% p.a.
₹12,500
Mid Cap
30% · 13% p.a.
₹7,500
Small Cap
20% · 15% p.a.
₹5,000
Surplus (unallocated)
25% savings rate
₹0
Income and expense are shared with the Budget Planner & FIRE Calculator.
Tax is an estimate for FY 2025-26 (AY 2026-27) (excludes surcharge / marginal relief). Confirm with a tax advisor.