F
Fire Finance
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Welcome back

A small adjustment would put your FIRE plan back on schedule.

Net worth

Projected at 45

48

Est. FIRE age

Expenses50%
Investing25%
Flexible25%
Savings rate25%

FIRE progress

0.4%

of target

At this pace you'd get there around age 48 — 3 yrs after your target.

How is this calculated?
Target ≈ 25× your annual retirement spending (4% rule), inflated at 6%/yr. We simulate each year — salary +8%, returns 12% — and find when your portfolio first covers it.

Wealth over time

Projection vs your target

≈ in today's money

Dashed line — the corpus you need each year.

Estimated FIRE age

48years old
Target: 453 yrs late

Your next steps

2
Improve my plan

Financial health

25%

of income saved each month

Income₹1,00,000
Expenses₹50,00050%
Investments₹25,00025%
Flexible₹25,00025%

Your FIRE timeline

From today to financial independence

25

Today

2.00 L

32

Projected corpus

45.32 L

38

Projected corpus

1.55 Cr

45

Target retirement

4.02 Cr

48

Financial independence

FIRE
European Vacation50.0 K / 5.00 L
10% savedTarget 2027

Net worth

assets minus liabilities

Assets₹2,00,000
Liabilities₹0

Investments

invested every month

Equity 60%Debt 40%

Tip of the day

Increasing your SIP by 5% every year can shave 3 years off your retirement age.

Emergency Fund

Cash buffer for the unexpected

At risk
0.0months covered

in cash savings · /mo essential expenses

3 mo6 mo12 mo

Gap to 3-month target

to go